Now Hiring National Account Executives
to offer: Wholesale, Non-Delegated, & Fully Delegated Correspondent
Are you an experienced, top performing, Mortgage Account Executive with at least 2 years of experience and a proven track record of success, ready to take your business to the next level with a team who “just gets it”?
Motive Lending is currently seeking Top Performing Account Executives to offer wholesale, non-delegated and delegated correspondent (All 3 Channels).
About The Opportunity and Motive Lending
Motive Lending prides itself on employing highly skilled mortgage experts. Professionals who have proven track records of building trusted relationships with quality brokers. Our AE’s are equipped with a dedicated operations teams and ownership dedicated to building lasting business relationships. If you are ready to make a positive change in your career, now is the time and we are the place! We are looking for AE’s w are ready to take their business to the next level. Contact us today.
Why You’ll Succeed at Motive:
Access to all 3 channels of business (Wholesale, Mini Corr and Fully delegated correspondent!!!)
Service first with full access to underwriters (No quiet time here!)
Great products and pricing
History of success and stability ($0-$160 Million funded in less than 14 months)
Cloud based technology for efficiency and ease
No territories and little saturation in 25+ newly approved states
Let’s talk loan products:
Fannie Mae Loans
Freddie LP / Super Conforming
Direct Fannie & Freddie Seller, and Ginnie Issuer
VA & VA IRRRLs
- 580min FICO to $1 MM • 700 Min FICO to $1.5 MM • AVM / 2055 NOT REQUIRED on IRRRLs • IRRRLs – LTV/CLTV to 135% (no income required)
- 100% LTV for C/O – loans up to $1.5 MM • Cash in hand to $75k on refi’s
- < 90 day flips acceptable
- Manual UW allowed: No pricing adjustment. Up to 50% DTI w/ 3 mos reserves, 150% residual income
- To $2mm. • 80% LTV/CLTV • Min 700 Fico, • 30 YR FX, 15 YR FX, 5/1, 7/1, & 10/1 arms • Industry leading price
- NO OVERLAYS Min 580 FICO including High Balance • W2 validation for wage earners is allowed • Gift Funds allowed • Cash-Out LTV up to 85% • No minimum tradeline requirement • MAX DTI is “per DU” – includes High Balance • Income Doc Requirement is “per DU” • Non-traditional credit is acceptable
- 97% FTHBs – Minimum 620 FICO • W-2 validation for wage earners is allowed • LPMI to 95% starting at 620 FICO • Transferred appraisals OK
- Debt ratios per DU • Unseasoned landlord for rental income • 95% condo financing • Unlimited LTV on DU REFI Plus • Minimum Fico 620
Freddie LP / Super Conforming
- True blended ratios w/Non-Occ Co-Borrower, • 75% LTV- C/O Refi on High Bal – O/O, 1-Unit, 620 Fico,
- 1 year tax return SE borrower (w/LP approval)
Let’s be honest, we can’t do it without Technology:
Virtual Desktop Anytime, Anywhere
Proactive Auto-Emails to You and Your Broker
Loan Manager, Our Online Portal for Submissions, Locks and More
Real-time Pricing and Qualification Engine
Free Desktop Underwriting in Broker Portal
Currently licensed in the following states: CA, CO, DC, FL, GA, IL, IN, KY, MD, MI, MO, NJ, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, AZ & UT. Coming soon – CT, MN, ID, MT, ND & LA
Benefits: Available after first 30 days of employment!
Flexible Spending Accounts
THE BOTTOM LINE: If you’re an experienced Mortgage Account Executive looking for a fantastic opportunity to grow you’re business with a great company, contact me today. Motive Lending enables you the ability to offer all three channels of production; Wholesale, Non-Delegated, and Fully Delegated Correspondent. We are are a Fannie/Freddie Direct Seller/Servicer and a GNMA Issuer, with minimal overlays.
FOR A CONFIDENTIAL INQUIRY, SEND RESUME TO:Trobison@motivelending.com
Tom Robison | Regional Manager
Motive Lending – Believe in Better
Motive Lending is an Equal Opportunity Employer.